Inheritance Tax Unmarried Couples​ | A Complete Guide

Inheritance Tax (IHT) is a crucial aspect of estate planning in the UK, affecting the transfer of wealth after death. For married couples and civil partners, the rules around IHT are relatively straightforward, with generous allowances and the ability to transfer unused tax-free thresholds between spouses. However, unmarried couples face a unique set of challenges when it comes to inheritance tax, as they do not benefit from the same exemptions as those who are married or in civil partnerships. This can lead to significant financial implications when one partner dies, potentially leaving the surviving partner in a vulnerable position.