When taxpayers in the UK receive a refund or overpayment from HMRC (Her Majesty’s Revenue and Customs), one of the methods by which they may receive this money is through a cheque. Although electronic payments are now more common, HMRC still issues cheques in certain cases. Understanding the process and options available to cash such a cheque is crucial, especially for taxpayers unfamiliar with cheque-based transactions in today’s digital world.