How to Retire Rich: Planning from Your 30s

Retiring rich starts with smart planning in your 30s. Begin by setting clear financial goals and creating a disciplined investment plan. Prioritize saving early—thanks to compounding, even small amounts can grow significantly over time. Maximize contributions to retirement funds like EPF, PPF, and NPS, and diversify with mutual funds, stocks, and real estate. Avoid debt traps and maintain a frugal lifestyle to boost savings. Regularly review and rebalance your portfolio based on life changes and market trends. Most importantly, stay consistent and patient—wealth builds gradually. Starting early gives you the best chance to enjoy a financially secure retirement.