PAYING OFF $50,000 IN DEBT IN 2 YEARS: HERE’S HOW

Paying Off $50,000 in debt in just two years may sound daunting, but with determination, strategy, and discipline, it’s entirely possible. In this blog post, I’ll share my journey of becoming debt-free, the actionable steps I took, and practical tips you can apply to tackle your own debt. Whether you’re dealing with student loans, credit card debt, or medical bills, this guide will help you create a plan to achieve financial freedom.
My Debt Story: The Starting Point
Two years ago, I was overwhelmed with $50,000 in debt—mostly from credit cards and a car loan. The constant stress of minimum payments and high interest rates felt like a never-ending cycle. I decided enough was enough and committed to paying it all off. Here’s how I did it, step by step.

Step 1: Face the Numbers Head-On
The first step to paying off debt is understanding exactly what you owe. I gathered all my financial statements and listed every debt, including: